What is an Aflac accident plan?

Initial Accident Hospitalization Benefit Aflac will pay $1,000 when a covered person is confined to a hospital for at least 24 hours for injuries sustained in a covered accident. If the covered person is admitted directly to an intensive care unit, Aflac will pay $2,000.

What documents are needed for Aflac accident claim?

Patient’s name and date of birth. Patient’s relationship to policyholder. Date and description of injury. Location of accident.

What does an accident policy cover?

Accident insurance covers qualifying injuries, which might include a broken limb, loss of a limb, burns, lacerations, or paralysis. Your accident coverage will take care of expenses not covered by your medical plan, such as copayments and your deductible.

What does Aflac pay for a fracture?

ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $20–$7,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency dental work, coma, paralysis, and …

How long do you have to have Aflac before filing a claim?

How long do I have to file a claim? A. There is a one-year timely filing provision in your certificate. Please review the provision and call us with any questions.

What is considered an accidental injury?

Accidental injury as the name suggests delineates all those types of injuries which are the outcome of a mishap. Falls, cuts, burns, road accidents, bites, stings, and drowning are examples of accidental injuries. Accidents can happen at any time and accidental injury is a significant cause of death.

How do I claim accidental insurance?

Call your insurance company immediately after the accident and inform about the damage. Intimate the police about the incident and obtain an FIR. Record the details of the car, the driver, and the witnesses in the FIR. File a claim with your insurance company and ask them to assign a surveyor to evaluate the loss.

Does Aflac pay you for being out of work?

Even if you are not in the hospital, if you are unable to work and able to provide documentation indicating you are disabled, Aflac will pay benefits, subject to the terms and conditions of your policy/certificate.

What policies does Aflac offer?

Supplemental insurance policies from Aflac include accident insurance, cancer, dental, hospital stays, life, short term disability and vision. Aflac’s approach is to pay cash benefits directly to the policyholder.

What does the Aflac accident policy cover?

The accident policy of Aflac covers the broken tooth treatment in its policy. You will be given the money for the treatment of broken tooth repaired with crown which will provide you the benefit of $400 and if the tooth is broken and need extraction, aflac will provide you $130.

What does Aflac accident pay?

Initial Accident Hospitalization Benefit. Aflac will pay $1,000when a covered person is confined to a hospital for at least 24 hours for injuries sustained in a covered accident. If the covered person is admitted directly to an intensive care unit, Aflac will pay $1,500.

Is Aflac Insurance a good option for insurance?

However, Aflac is a good option for anyone who needs to know their loved ones will have resources later on – the premiums are reasonable and the coverage is pretty extensive. Some additional policies offered by Aflac include accident, cancer, critical illness, dental, hospital, vision and short-term disability.

What is an Aflac accident plan? Initial Accident Hospitalization Benefit Aflac will pay $1,000 when a covered person is confined to a hospital for at least 24 hours for injuries sustained in a covered accident. If the covered person is admitted directly to an intensive care unit, Aflac will pay $2,000. What documents are needed…