How do I cancel my EasiCredit account?
How do I cancel my EasiCredit account?
Via phone. Dialing the call center becomes a method to stop your credit card. If you don’t want to continue having credit backup with EasiCredit, you can call 6363 3333 and directly asking for the cancellation processes. The officer will help you to proceed with the cancellation.
How do I waive OCBC annual fee?
How To Request OCBC Credit Card Annual Fee Waiver
- Call OCBC hotline: 1800 363 3333.
- Press 1 for English.
- When prompted, say “Credit card annual fee waiver”
- When prompted, key in your NRIC number or Credit Card number.
- Follow the instructions.
What is OCBC excess fee?
2 Excess fee is an incidental overdraft charge for accounts without limits. 3 Commission-in-lieu of exchange is applicable when there is no foreign exchange involved. OTHER. Page 5.
What is credit line OCBC?
EasiCredit is a standby line of credit that gives you the flexibility to choose the repayment amount and tenure of your outstanding balance.
Is there any penalty for closing a bank account?
Is there a fee for closing a bank account? Most banks do not charge a fee to close a bank account. One caveat to this rule is that some banks will charge an early account closure fee if you close an account soon after opening it. For example, PNC charges a $25 fee if you close an account within 180 days of opening.
What do I need to bring to close a bank account?
To close a bank account, you’ll need to present an ID-verification document such as a driver’s license or passport with your photo on it to confirm your identity. Your bank may also require you to produce a document that has your account number on it, such as your bank statement or account card.
Can annual fee be waived?
You could ask to speak to your credit card issuer’s retention department and tell them that you want to cancel your card to avoid being charged the annual fee. If they’re worried about losing your business, they may offer to waive the fee for you.
Is there any charges for cash deposit?
Savings (other than Basic Account) & Current Accounts: Cash Deposits Charges free, up to Rs. 10000 per month; Post-free limit, 0.50% of the value subject to minimum Rs. 25 per transaction.
Which bank has lowest demand draft charges?
At Axis Bank- 15 DDs free per day, after which Rs.50 per DD.
Can I change credit limit?
Many credit card issuers allow their cardholders to ask for a credit limit increase online. Sign in to your account and look for an option to submit a request. Call your card issuer. Call the number on the back of your card and ask a customer service representative whether you’re eligible for a higher credit limit.
Can I temporarily increase credit limit?
You can apply for a credit limit increase but this might take from a few days to a few weeks. One trick to temporarily increase your credit limit is by making an overpayment towards your credit card. For example, You have an available credit limit of $2,700.
What happens to the interest rate on easicredit?
Please note that if the minimum payment to your Easicredit account is not received by OCBC bank by the payment due date, the prevailing interest rate applicable to your outstanding amount (s) may increase to up to 36% per annum. Enjoy annual fee waiver for your EasiCredit account up till the age of 29!
How can I transfer money from my easicredit account?
You can log in to your Online Banking account and use PayNow to transfer daily up to SGD 1000 from your EasiCredit account to PayNow registered user of your choice. Instructions on this arrangement is also available in the email that is sent to you upon application approval.
Is there an annual fee for OCBC easicredit?
There are several fees associated with OCBC’s EasiCredit personal line of credit. Most notably, the bank charges an annual fee of S$120. This fee is waived for those under 29 years of age who apply for EasiCredit. Additionally, the bank charges late payment and overlimit fees.
When is the payment due date for easicredit?
The due date for EasiCredit payment is 28 calendar days after the statement is generated (the “Payment Due Date”). If the Payment Due Date falls on a weekend or public holiday, the actual payment due date will fall on the previous business day. Almost instant once transaction is completed.
How do I cancel my EasiCredit account? Via phone. Dialing the call center becomes a method to stop your credit card. If you don’t want to continue having credit backup with EasiCredit, you can call 6363 3333 and directly asking for the cancellation processes. The officer will help you to proceed with the cancellation. How…