What is CreditVidya?

About. CreditVidya is the leading player in the alternative credit scoring space in India. A pioneer in the domain, we are leveraging alternative data, AI and machine learning to facilitate institutional credit for the underserved.

What is credit underwriting?

Underwriting is the process by which the lender decides whether an applicant is creditworthy and should receive a loan. When credit card loans are underwritten with sensible, well-defined credit principals, sound credit quality is much more likely to prevail.

How to clear multiple loans?

Most of the people will be looking out for ways to pay off their loan amount in one or the other way….7 Best Ways to Clear Off Debts Quickly

Regular Monthly Payments.
Make a list of your Income and Debts.
Lower Interest Rates.
Build an Emergency Fund.
List All Bills.
Prepare a Monthly Budget to Plan Expenses.
Earn more Money.

How can I check my cibil score online?

Check Your CIBIL Score Online:

Log on to the official CIBIL website and click on Know Your Score.
Fill up the online form which asks for details such as name, date of birth, address, id proof, past loan history and other relevant data.
On filling the form and accepting changes, you will be taken to the payments page.

What is FFR in Bajaj Finserv?

We launched the Financial Fitness Report (FFR) for our Salaried customers in December 2013. Through this report we would educate and create financial and credit awareness among Salaried customers, one of our many value added services we provide.

How can I clear my debts quickly?

Five tips for paying off debt

Create a budget plan.
Pay more than your minimum balance.
Pay in cash rather than by credit card.
Sell unwanted items and cancel subscriptions.
Remove your credit card information from online stores.

How can I get out of a loan faster?

3 ways to close your home loan quickly

Reduce Your Loan Tenure and Negotiate with Bank for Lower Interest.
Increase EMIs with the Rise in Income.
Build a SIP and do Higher Payment.

What happens if you dont pay Bajaj EMI?

– An increased interest rate: If you haven’t paid your EMIs, the lender will increase the interest rate and/or levy additional fees and charges on your loan. – A lower CIBIL score: An EMI default would lead to the borrower’s credit score being lowered, which affects his future ability to take debt.

What makes creditvidya the best credit card company?

We follow the highest global standards in data security, placing it at the heart of our products. 25 million and counting… Harnessing technology to power an inclusive world.

How does creditvidya underwrite for first time borrowers?

We power lenders with AI and big data technology to help them underwrite first time borrowers profitably. “I bought a smartphone with a zero-interest loan, and registered as a food delivery executive to increase my income.”

Why do you need to file a complaint with the Consumer Financial Protection Bureau?

Submit a complaint. Complaints give us insights into problems people are experiencing in the marketplace and help us regulate consumer financial products and services under existing federal consumer financial laws, enforce those laws judiciously, and educate and empower consumers to make informed financial decisions.

Where did Avi from creditvidya start his business?

Your business is to lend. Ours is to help you decide to whom. Avi began his career in New York, working as an analyst with a leading inter-firm dealer brokerage. He helped scale up various startups before founding CreditVidya in 2013.

What is CreditVidya? About. CreditVidya is the leading player in the alternative credit scoring space in India. A pioneer in the domain, we are leveraging alternative data, AI and machine learning to facilitate institutional credit for the underserved. What is credit underwriting? Underwriting is the process by which the lender decides whether an applicant is…